ADVERTORIAL

Relying on The Age Pension? Here’s What Australian Residents Aged 40–80 Should Know

by Sophie Taylor, May 2026 · 5 min read

The average age pension in Australia is less the $500 a week. For many Australians that's barely enough to get by and the day you pass away your pension stops. Without additional cover, your partner could be left in retirement with the mortgage, bills and other expenses on a single pension.

That's why more Australians are turning to this Life Insurance policy. If you're an Australian Resident Aged 40-80 you could qualify for up to $250,000 * in life insurance (depending on your age and personal circumstances) without medical exam or blood tests required, just a few health and lifestyle questions.

And if you’re ever diagnosed with a terminal illness^ it can even pay you out while you’re still alive to help pay off a mortgage, cover funeral costs, or ease any financial burden left behind. Thanks to this website, you can check your eligibility completely free.

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Family Protection. Peace Of Mind.

Websites like Right Life Insure can help request a life insurance quote in 60 seconds.

There's no cost to check, and no obligation and Australian residents aged 40-80 can apply with no medical exams or blood tests required!

If you've been putting this off, it might be worth taking a minute to see what you may qualify for.

Here’s How You Do It:

Step 1: Select your age and see how much coverage you could get.

Step 2: Answer a few questions (only takes a few minutes), and get a free quote.

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*From $10,000 up to $250,000 of cover available (depending on your age and personal circumstances when you apply). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness* as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. A waiting period may also apply during which the benefit amount will only be paid if you die due to an accident. Refer to the Product Disclosure Statement for full details

* Terminal Illness is as defined in the Product Disclosure Statement and will not be paid during a waiting period should one apply. Upon payment of a Terminal Illness claim, the policy and cover will end.

** Your actual premium may be different and will depend on your age, gender, smoking status, chosen benefit amount and personal circumstances.

Right Life Insure is not a life insurance provider, health services provider or financial services provider. We operate exclusively as referral service.

Uleads Digital operating as Right Life Insure runs a campaign to generate life insurance leads for Golden Insurance. Golden Insurance is not a savings plan.

Golden Insurance is a trading name of Neilson Financial Services Pty Ltd ABN 52 668 314 896, AFSL 552284. Golden Insurance products are issued and managed by Golden Insurance as agent of the insurer Hallmark Life Insurance Company Ltd ABN 87 008 446 884, AFSL 243469 (Hallmark Life), who underwrites the Golden Insurance products. Hallmark Life is part of the St Andrew’s Insurance Group. All information and advice provided is only general in nature and it does not consider your objectives, financial situation, or needs. It is important that you make your own decision on whether a product is suitable for you and to seek appropriate independent financial advice. Before making any decisions regarding a Golden Insurance product, you should consider the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG).

By submitting your details on this site, you agree to our terms and conditions.